Credit Fraud, the former Indiana Sired Fair Circuit standout for trainer-driver Jay Cross, scored her first win of 2020 at Yonkers Thursday, Jan. 31. The now five-year-old mare by Jailhouse Jesse battled to the wire for the win in 1:58.0.

Credit Fraud and Jay Cross are shown above winning on the Indiana Sired Fair Circuit in 2018. Photo by Diane Schuler
Starting from post two for trainer-driver Eric Abbatiello, Credit Fraud was facing a fellow Indiana sired competitor in Summit City Swan, now trained by Rene Allard and driven by Daniel Dube. Credit Fraud used enough early speed from the inside to secure a position in mid pack before moving to the outer flow and challenging in the stretch, scoring the win by one and one-quarter lengths over Miss You Kelly and Jason Bartlett. Summit City Swan rallied from the back of the pack to finish third in the $18,000 conditioned trot.
It was the 12th career win for Credit Fraud, who topped the $100,000 mark in earnings with the latest win. Her career best time was taken at The Meadowlands last year in a time of 1:54.4. Credit Fraud set a new track record at the Clinton County Fairgrounds as a three-year-old for all ages under the direction of Cross. She was bred in Richmond, Ind. by Midland Acres Inc. and ACL Stuteri AB and was purchased last January by her new connections The Red Man Stable and Never Too Late Racing LLC of New Jersey.
Summit City Swan was purchased in late 2019 by Allard Racing Inc and John E. Lengacher of Grabill, Ind. The four-year-old Swan for All mare was bred in Millersburg, Ind. by Karl Dean Miller.